Why Indemnity PRO exists
Indemnity PRO is a specialist indemnity insurance broker based in Melbourne, working with clients across Australia on the complex end of professional indemnity, directors and officers, cyber and related cover.
We exist to do one thing well and that’s to structure cover for businesses whose risk lives in the work they do, the advice they give and the decisions they make. Our work isn’t to place the easiest policy. It’s to structure cover that holds up when something goes wrong, and to stay involved through the life of that cover, claims included.
Led by Brad Tymmons
Brad has spent decades at the complex end of insurance broking, across property, professional indemnity, directors and officers, cyber, and the broader liability suite. His clients over the decades have included law firms, accounting firms, engineering practices, financial advisers, technology businesses, energy retailers, tourism operators and others whose risk doesn’t fit a standard policy.
Brad is straight-talking, without industry spin. He takes the burden of insurance administration and uncertainty off the business owners, and when a claim happens, he stays in the room with the client until it’s resolved.
What we stand for
The four things our clients tell us they value most about working with Indemnity PRO as their professional indemnity insurance broker.
Specialist, not generalist
We focus on one thing: the complex end of indemnity and liability insurance. That’s where the fine print matters, claims get drawn out, and getting it wrong has real consequences. It’s the work we’ve built our expertise around.
On-site, not
desk-bound
The right cover comes from seeing how a business actually runs, not reading about it on a form. We meet our clients on their site, in their office, or wherever the work happens.
Active claims management
We don’t disappear when things get hard. We lead our clients through the claims process, work directly with their lawyers and stay across the case until it’s resolved.
Direct access to global markets
We work directly with global insurers and underwriters, not through aggregators or third parties. For complex risk, that direct relationship is what gets the deal done.
TRUSTED BY PARTNERS NETWORK
Our partner network
Some risks need more than insurance broking. Where the work calls for legal counsel, risk advisory, or specialist expertise outside our own practice, we draw on a network of partners, chosen for the depth of their work and how well it complements ours.
BU Lawyers
A Melbourne specialist legal practice in professional liability, building, property, financial services, and insurance law. Indemnity PRO and BU Lawyers operate as a multi-disciplinary practice, with Blair McNamara as Principal Lawyer at BU Lawyers, giving our clients direct access to legal expertise where matters of claims notification, defence strategy, contract review, or run-off cover call for it.
Megalines Insurance & Risk Advisers
Outside our specialist focus on indemnity and liability insurance, we work with Megalines to handle any other classes of insurance our clients may need, including property, motor, and general business cover. That means our clients can keep their full insurance program under one point of contact, with seamless service whether they go directly to Megalines or through our office.
MGR&CO
A specialist advisory firm in reputation, corporate affairs, and crisis communications. When a claim, dispute, or regulatory matter carries public or reputational risk, MGR&CO works alongside us to help clients manage the communications side, before, during, and after the matter itself.
Your Claim
A claims preparation specialist. Where a claim becomes complex to quantify, particularly business interruption claims, where the loss calculation itself is often where cases are won or lost, Your Claim works with us to prepare, quantify, and negotiate the claim with the insurer.
Breeze Advisory
Breeze Advisory provides fractional CFO and strategic financial support to growing businesses across Australia and New Zealand. Working alongside founders and leadership teams, Breeze helps businesses improve profitability, strengthen cash flow and make better decisions with confidence.
How we work
The work we do for our clients has two halves. One sits before a claim, structuring cover that fits the risk. The other comes after, guiding clients through claims, renewals, and changes over time.
Risk Advice and Insurance Structuring
We get inside how each client’s business operates, pressure-testing contracts, mapping regulatory exposure, and identifying where claims are most likely to come from. Then we go to market with a clear brief, working directly with global insurers to structure cover that genuinely fits the risk profile.
Ongoing Advice and Claims Support
Our involvement doesn’t end at policy placement. We consult with clients on an ongoing basis as their business grows and evolves, revisiting cover, reassessing exposures, and adjusting structure so the policy keeps pace with the work they’re actually doing. And when a claim arises, we don’t hand clients off to the insurer. We lead them through the process, work directly with their lawyers and stay across the case until it’s resolved.
Talk to a senior broker
When you contact Indemnity PRO in Melbourne, you speak to a senior insurance specialist, not a call centre or quote bot. We’ll take the time to understand your situation and tell you honestly within one conversation whether we’re the right broker for it.